If you attempt to handle a car accident claim without the help of a lawyer, you could face serious consequences, especially if you are unable to get enough money to pay all the medical bills. If you receive a check from your insurance company, you will receive nothing more from that company. If your injuries are more severe than you initially thought, the amount that you have accepted may not be sufficient to cover all of your medical expenses or your lost wages. It is very important that you talk with an attorney before deciding whether to accept a settlement offer.
It can be complicated to decide when you should hire a car accident attorney, but that is why most personal injury lawyers offer a free consultation. Most personal injury attorneys work on a contingency basis, which means that they are only paid if their clients receive money from their cases. If you were injured in a car accident, contact a reputable attorney near you. Tell them about your accident.
If you are hurt in a car accident, you deserve more than a simple money-for-medical bills settlement. It is not dangerous for you to give an honest statement to an insurance company because they will do what is right and pay what you are owed. Insurance companies are motivated by two things: (1) making money faster than what they will pay you, and (2) adhering to the terms of your insurance policy.
There are many things that you may consider fair when dealing with an insurance company; however, your perspective on what is right and what the insurance company considers fair may differ. Speaking with an attorney before you give a statement is like saying: It does not matter what you say but what you say. Being familiar with what the insurance company is trying to find out will enable you to give the adjuster the information that is necessary to make a fair and accurate decision in order to get the money that you are owed.
If doctors have not been paid for their services, they may be forced to settle for pennies on the dollar if you are working with an attorney. If you directly deal with an insurance company, you could lose this right. When you decide that you want to get the best possible insurance coverage and you are feeling the least amount of stress, an attorney can help you with that.
Statistically speaking, victims get more money when they have an attorney representing them than when they try to get money on their own.
After a car accident, you should call the police to report the accident and get a written police report from the police. This will help you preserve the accident scene, as well as the information about the accident. You should not make any statements to anyone who is not a police officer or who is an insurance adjuster.